Blue City FinCap · A Unit of Allbright Electricals Pvt. Ltd. · RBI CoR No. B0503322
85620 00111bluecityfincap@gmail.comBranch locatorApply for Loan
BLUE CITY FINCAPA Unit of Allbright Electricals Pvt. Ltd.Apply for a loan
A happy Indian family at home

Financing a brighter tomorrow

Your ambitions.
Our commitment.

Property-backed and vehicle finance from the Blue City, with clarity at every step of your journey.

Apply for a loan Explore our products
RBI-registered NBFC · Certificate of Registration No. B0503322Loan Against Property for business, education and family needsVehicle Loans for new, pre-owned and commercial vehiclesCorporate office: Chopasni Road, Jodhpur · Registered office: Kolkata
Our ProductsExplore our offeringsApply for LoanSimple & quick requestEMI CalculatorPlan your repaymentDocumentsKnow what to keep readyBranch LocatorFind an office near you
A blue-painted shopfront in India
RBI Registered NBFCCoR No. B0503322

About Blue City FinCap

Local understanding.
A clear path forward.

Finance is personal. Your goals deserve an approach that understands your circumstances and explains every commitment.

Blue City FinCap is a unit of Allbright Electricals Private Limited, a Non-Banking Financial Company registered with the Reserve Bank of India. Named after Jodhpur, the Blue City, our focus is simple: Loan Against Property and Vehicle Loan.

  • Focused product offering
  • Clear documentation
  • Responsible assessment
  • Customer-first communication
Discover more

Our approach

Built around your next move.

01

Understand

Your purpose, income and repayment needs, before we suggest anything.

02

Explain

Your documents, costs and loan commitments, in plain language.

03

Support

Your application and service requests, for the life of the loan.

Finance your next step

Two products. One clear focus.

Explore finance around the assets that matter to you.

A home at duskProperty-backed finance

Loan Against Property

Your property. Your next opportunity.

Secured funding against eligible residential or commercial property for business expansion, working capital, education, medical needs or family milestones.

  • Repayment-led assessment
  • Property due diligence
  • Clear loan terms
  • Documented process
Apply now Learn more
A vintage Ambassador car on an Indian streetVehicle-backed finance

Vehicle Loan

Keep your ambitions moving.

Finance for new and pre-owned cars, trucks, pickups and commercial vehicles, with eligibility, asset checks and an instalment plan explained before acceptance.

  • Asset verification
  • Income assessment
  • Transparent costs
  • Service support
Apply now Learn more

A straightforward journey

From your first question
to an informed decision.

  1. 01

    Tell us what you need

    Choose your loan and share basic details with us.

  2. 02

    Prepare your documents

    Follow the product-specific checklist. We can collect from your doorstep.

  3. 03

    Review your terms

    Understand the rate, costs and repayment in your Key Fact Statement.

  4. 04

    Move forward

    Sign the agreement and receive funds directly in your bank account.

Plan your repayment

Know your EMI before you begin.

₹5 L₹5 Cr
8%26%
12 months180 months

Illustrative reducing-balance calculation. Inputs are assumptions, not company pricing. Fees, taxes, insurance and broken-period interest are excluded.

Total payable₹43,04,128
  • Principal₹25,00,000
  • Total interest₹18,04,128
Estimated monthly EMI₹35,868
Apply with these numbers

Governance

Accountable people.
Transparent process.

VS

Vinod Singhavi

Managing Director & CEO

NS

Nitesh Soni

Principal Officer (Risk) & Nodal Officer

RBI Registered NBFC

CoR No. B0503322 · CIN U51109WB1996PTC080154

Grievance redressal

Raise a concern in three simple levels.

Every complaint is recorded, acknowledged and tracked to closure under our Board-approved Grievance Redressal Policy.

  1. Level 1

    Customer service

    Call +91 85620 00111 or write to bluecityfincap@gmail.com. We acknowledge every complaint and aim to resolve it within 7 working days.

  2. Level 2

    Nodal Officer: Nitesh Soni

    If you are not satisfied, escalate to our Nodal Officer at bluecityfincap@gmail.com, quoting your complaint reference.

  3. Level 3

    RBI Ombudsman

    Not resolved within 30 days, or unhappy with our reply? Lodge a complaint on the RBI Complaint Management System.

    cms.rbi.org.in
Full grievance redressal process

Documents checklist

Keep these ready.

A short list. Your relationship manager will confirm anything specific to your case.

  • 01KYCPAN, Aadhaar and passport-size photographs
  • 02Income proofITR, salary slips or audited business financials
  • 03Bank statementsLast 6 to 12 months
  • 04Property papersTitle deed, chain documents, approved plan, tax receipts

Customer awareness

Confidence starts with clarity.

Understand your KFS

Look beyond the rate. Your Key Fact Statement shows the total loan cost and every repayment commitment.

Learn more

Protect your information

We never ask for your OTP, PIN or password. Pay only to official Blue City FinCap accounts.

Learn more

Raise a concern

Reach our grievance desk by phone or email, with a clear escalation path to our Nodal Officer.

How it works

Questions, answered

A little information.
A better decision.

Can’t find what you’re looking for? Call us on +91 85620 00111.

We offer two products: Loan Against Property, against eligible residential or commercial property, and Vehicle Loan, for new, pre-owned and commercial vehicles.

Apply for a loan

Share a few details.

A relationship manager will call you within one working day.

Our offices

Corporate OfficeJodhpur, Rajasthan

Vinod Tower, 401, L.I.G.H., Chopasni Road, Jodhpur 342008

Office details Directions
Registered OfficeKolkata, West Bengal

7, Mangoe Lane, 1st Floor, Room No. 105, Kolkata 700001

Office details Directions
+91 85620 00111bluecityfincap@gmail.com